Denver Eye Doctor Advice: Year End Appointments—book now to avoid the rush
We’re fast approaching that time of year when families get together, copious amounts of food are consumed, and health care providers across the country see their number of patients dramatically rise. Not because of injury, but because of the end of the year rush for people to get certain treatments taken care when deductibles have been paid and flexible spending accounts need to be depleted before the ball drops in New York City.
The uncertainty of health insurance plans from year to year, coupled with steep deductibles and the increasing use of flexible spending accounts, has made people much savvier about maximizing their benefits. But remember, you are not the only one planning medical appointments during the busy holiday season.. As such, you will be competing for time slots with many other patients. Whether you need to visit the eye doctor, get your wisdom teeth pulled or just complete your annual physical, you should schedule these appointments as soon as possible to take advantage of year end plan advantages.
With the rising cost of health care, an increasing percentage of the population has adopted flexible spending accounts or F.S.A.’s. F.S.A.’s allow people to set aside up to $2,500 pre-tax to pay for expenses not covered by health insurance. 23% of Americans with private health insurance are enrolled in an F.S.A. program. Historically, all F.S.A. funds had to be used by the year-end deadline or these funds would be forfeited. This is another key driver of the year-end appointment crunch. Many plans now allow for some level of rollover—you should check with your provider to see if they provide an F.S.A. plan grace period.
How To Use This Information
Make sure you understand the ins and outs of your healthcare plan. Track where you are relative to your deductibles and take advantage of your Flexible Spending Account throughout the year. It may be financially advantageous for you to book appointments before year end. Vision Care Specialists is here to help. Call us today at 303/991-9600 to schedule your year-end appointment or come to any of our four convenient locations and pick out those new glasses or contacts you need.
What appointments do you usually schedule for the end of the year?