Eye Care insurance is composed of Vision and Medical insurance.

Vision Insurance – provides general vision coverage for those wishing to update their glasses and contact lens prescriptions or for those wishing to know if they need vision correction.  Vision insurance may also pay for the majority of the cost of issues such as headaches, blurred vision, itchy and/or watery eyes.

shutterstock_67064563Some vision insurance may also cover some of the cost of materials, such as glasses or contact lenses.

If during your eye examination the doctor has concerns about potential medical eye conditions they may ask you to follow up for a medical office visit for which you may use your medical insurance.



Medical Insurance – may be used for an eye exam if the chief complaint is medical in nature; this can range from dry eyes to sight-threatening eye disease.  Medical insurance is used when your doctor needs to perform more testing, special diagnostic procedures, or a follow-up visit to monitor a condition.

Medical insurance will be used for the diagnosis and treatment of surgical vision solutions and follow-up care.


Self Pay Patients – if you do not have vision insurance for your comprehensive eye exam, Vision Care Specialists has a program to help you.  Please contact the Center you will be visiting to learn about our self pay discount.  Finances should not stand in the way of better eye health.


Any charges not covered by your insurance, are due and payable at the time of service. You will be responsible for any co-payments and deductible amounts or any non-covered services. Any balance not covered by insurance is the patient’s responsibility.

It is important that you keep in mind, we do not work for your insurance company, we work for you and this means that you are ultimately responsible for payment.

Please bring both your vision insurance and medical insurance cards to your appointment.